Generally people believe that their wealth/treasures are Money (Gold, Silver, Dollars and Pounds etc.) as well as their children. It is indeed true that wealth is a great blessing from God which He bestows upon His servants. And the one who earns it justly to make it Halaal Income, and spends it properly, and gives it to those who really deserve it, without any doubt earns a great reward from God.

Wealth and children are an attraction during worldly life. Yet honorable deeds that last forever are better as recompense from your Lord and even better to hope for, (Al_Quraan_18:46).

And it is not your wealth, nor your children that bring you nearer to Us (Allah), but only he (will please Us) who believes, and does righteous deeds; for such (people), there will be a double reward for what they did, and they will reside in the high dwellings (of Paradise), in peace and security, (Al_Quraan_034:037).

Know that the life of this world is but amusement and diversion and adornment and boasting to one another and competition in increase of wealth and children - like the example of a rain whose [resulting] plant growth pleases the tillers; then it dries and you see it turned yellow; then it becomes [scattered] debris.  And in the Hereafter is severe punishment and forgiveness from Allah and approval.  And what is the worldly life except the enjoyment of delusion, (Al_Quraan_057:020).

It is not Righteousness that you turn your faces towards the East and the West, but righteousness is this that one should believe in Allah and the last day and the angels and the Book and the prophets, and give away WEALTH (Money, Knowledge/Education, Helping Hands etc.) out of love for Him to the near of kin and the orphans and the needy and the wayfarer and the beggars and for (the emancipation of) the captives, and keep up prayer and pay the poor-rate; and the performers of their promise when they make a promise, and the patient in distress and affliction and in time of conflicts-- these are they who are true (to themselves) and these are they who guard (against evil), (Al_Quraan_002:177).

Muslim Ummah is facing a Great Turbulence of Economic Downtime at present time along with other nations, since they failed to follow the Dos and Don’ts from the True Book of Guidance (Al_Quraan). As we have seen, many Muslims believe that by verbal believing they will be saved, BUT that type of believes never worked before, nor working at present time and will never work in future, since Islaam is a practical religion.

Many of the Muslims in Muslim countries are facing Disasters and still supporting those Rulers (Religious as well as Non-Religious) who could be actually Looters and Robbers and stocking billions of dollars/pounds abroad and many defense/security personals might be taking bribes from them, since not doing any justified actions against them, rather doing unjustified actions against little fish for showoff to general public, while skipping GIANT Crocodiles and Alligators. They might be wiping out week and minorities like aboriginals and native people were wiped out in the past. Those who are suffering must take their voices to United Nations & International Human Rights. Remember: Unjust are disbelievers (Not Muslims), (Ref: Al_Quraan_005.044-047).

It is time now to open our eyes and correct ourselves in the light of the Quraan, the Book of Guidance (Ref: Al_Quraan_002:002), which is really free from any contradiction and error (Al_Quraan_004:082) at present time. We must reorganize ourselves to face all the modern challenges for which educations is the key.

If your home economics are healthy, then you can help Islaam much better way and Allah will give you great rewards for helping to establish Allah’s Deen. Always Remember, How Much is Too Much, and Avoid Loans.

Education: Educate Muslim Ummah from the depth of your heart to please Allah:

First step to face all the challenges and improve Ummah’s economy is to educate yourself (men and women) as well your kids (boys and girls). In addition to reading the Quraan with understanding, study other professional studies. You may not do this alone. It is a Great Peaceful Jihaad and women must need to come forward, as they did at the time of Rasool Allah (Peace-Be-Upon-Him).

If a Female is well educated, she can take care of her kids in much better way, and help them do their homework and if she knows driving as well, she can pickup and drop-off her kids. Females are after all Human beings and they may get sick, so some of them must be Good Doctors and Nurses. To teach Female Doctors and Nurses, some Females must be Good Teachers as well. In Brief you cannot have a well decent and educated society without educated Females. If Females are left behind then it will lead the society poor and backwards, what is happening in most parts of the Muslim World. If Women are left uneducated the whole race of Muslims may be left uneducated. Wherever Allah mentioned about education, it also includes Female’s education as well. Female is the principal part in a family’s success. To ask Allah for education, “RABBE – ZIDNEE – ILMAA” is for Female as well. At least, if Females are well educated enough, they can do good Dawah, while men are busy in their work.

Aisha bint Abu Bakr as Siddique (Radi-Allahu-Anha) was one of the greatest transmitters of Sunnah. She was a recognized expert in a number of fields. According to present time, we can say, she was holding several Ph.D. Degrees in many disciplines.

We need to note down all issues big or small and on case by case method to analyze it in detail and first start with all those issues which are creating great turbulence in Muslim Ummah Economy, keeping in mind how much is too much.

Avoid loans and avoid waste as much as possible, (Ref: Al_Quraan_009.060, 025.063-067).

Possible Route Cause of Bad Economy among Muslim Families:

Marriage is neither a joke nor a play; instead it is only for the love of Allah and Sunnah of Rasool Allah (Peace-Be-Upon-Him). In our sweet home we may have been living along with parent, kids and spouse and may have other relatives as well. Islaam teaches LOVE with our parents, spouse kids and other relatives. We need to learn how to live all happily and united under one roof. Let us take an example of Husband and wife living with their kids and parents. We all have some needs.

1>   Need to educate our kids, so we must send them school, timing could be 9:00 AM to 3:00 PM, which needs daily preparation for the school.

2>   Treat with the parents in a grateful manner, BUT if parents are very old then we cannot say even a single word of contempt. So who will look after parent while husband is at work other than TEAM-WORK?

3>    Need many other things for the spouse as well as for myself too.

4>    For all of these requirements we need money, for which we need to go and work sincerely.

If all of these requirements are to be done during the day, then how can a Husband go to work, look after parent and kids and do housekeeping as well and all at one time, like multitasking. E.g. 9:00 AM husband must be at the office, 9:00 AM he must be at the school to drop the kids, 9:00 AM he must be with the parents for the company and also 9:00 AM doing the entire house keeping. It simply means killing the Husband. If wife is intelligent enough then she can share all other tasks during the day time, while husband can concentrate on the work. Husband cannot concentrate on work if his mind is taken away. It will be like he is living in a torture cell in his own house.

For working women, husband MUST need to share the load from his wife. If they can afford they must go for alternate help, like child day care or other support, of course those will not be free and have to pay the price for each services required. Remember, Women are allowed to work, (Ref: Al_Quraan_004.032). Rasool Allah (Peace-Be-Upon-Him) was Fostered by respected Bibi Halima (Radi-Allahu-Anha), which was a sign of Modern Child Day Care.

Lessons from other communities in Canada:

It is my personnel observation, that in Canada, Chinese communities are doing very well. Husbands and wives both work extremely hard and their Parents are helping raising their Kids. Also Indian communities are performing very well, since both husbands and wives both work together.

Verily Allah will never change the condition of a people until they (first) change it themselves, (Al_Quraan_013.011).

And if you turn away, Allah will exchange you for some another people, and they will not be like you, (Al_Quraan_047.038).

None argue concerning the revelations (Ayaat) of Allah but those who disbelieve ..., (Ref: Al_Quraan_040.004).